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Bethune Colorado Auto InsuranceHelpful links and resources for finding a auto insurance in Bethune, Colorado. Bethune, Colorado Legal Directory; We're here to help you find insurance in Bethune, Colorado. |
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Insurance Information
General Agency System
An insurance distribution system where an insurer appoints a general agent to service the agents within a specified geographic area, rather than opening an insurance company branch office.
General Damages
Damages awarded to an injured person for intangible loss which cannot be measured directly by dollars. Popularly known as "pain and suffering." General damages are distinguished from special damages which are awarded for actual economic loss, such as medical costs, loss of income, etc.
General Liability Insurance
Coverage that pertains, for the most part, to claims arising out of the insured's liability for injuries or damage caused by ownership of property, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services.
Generally Accepted Accounting Principles
A set of uniform accounting rules for recording and reporting financial data to accurately represent an organization's financial condition. These standards are endorsed by the Financial Accounting Standards Board and their use is required by the SEC.
Glass Insurance
Protection for loss of or damage to glass and its accessories.
GMAC Customer
Someone who has an existing GMAC account with one of the GMAC companies such as GMAC Mortgage, GMAC Auto Lease, or GMAC Credit Card.
Grace Period
A specified period after a premium payment is due, in which the policyholder may make such payment, and during which the protection of the policy continues.
Gross Negligence
Negligence beyond the ordinary. A reckless or wanton disregard of the duty of care towards others.
Gross Premium
The entire premium charged by an insurer to a policyholder, including all of the insurer's expenses, estimated loss costs, and profits.
Group Insurance
Insurance written on a number of people under a single master policy, issued to their employer or to an association with which they are affiliated.
General Agency System
An insurance distribution system where an insurer appoints a general agent to service the agents within a specified geographic area, rather than opening an insurance company branch office.
General Damages
Damages awarded to an injured person for intangible loss which cannot be measured directly by dollars. Popularly known as "pain and suffering." General damages are distinguished from special damages which are awarded for actual economic loss, such as medical costs, loss of income, etc.
General Liability Insurance
Coverage that pertains, for the most part, to claims arising out of the insured's liability for injuries or damage caused by ownership of property, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services.
Generally Accepted Accounting Principles
A set of uniform accounting rules for recording and reporting financial data to accurately represent an organization's financial condition. These standards are endorsed by the Financial Accounting Standards Board and their use is required by the SEC.
Glass Insurance
Protection for loss of or damage to glass and its accessories.
GMAC Customer
Someone who has an existing GMAC account with one of the GMAC companies such as GMAC Mortgage, GMAC Auto Lease, or GMAC Credit Card.
Grace Period
A specified period after a premium payment is due, in which the policyholder may make such payment, and during which the protection of the policy continues.
Gross Negligence
Negligence beyond the ordinary. A reckless or wanton disregard of the duty of care towards others.
Gross Premium
The entire premium charged by an insurer to a policyholder, including all of the insurer's expenses, estimated loss costs, and profits.
Group Insurance
Insurance written on a number of people under a single master policy, issued to their employer or to an association with which they are affiliated.
Insurance Information
Hazard
Condition that creates or increases the chance of loss.
Health Maintenance Organization
An organization that provides a wide range of comprehensive health care services for a specified group at a fixed periodic payment. The HMO can be sponsored by the government, medical schools, hospitals, employers, labor unions, consumer groups, insurance companies, and hospital-medical plans.
High-Risk Automobile Insurer
Company that specializes in insuring motorists who have poor driving records, have been canceled, or have been refused insurance (ex: high risk vehicle, commercial use).
Hold-Harmless Clause
Clause written into a contract by which one party agrees to release another party from all legal liability, such as a retailer who agrees to release the manufacturer from legal liability if the product injures someone.
Homeowners Policy
A package of insurance providing homeowners with a broad range of property and liability coverages.
Hospice
Health care facility providing medical care and support services such as counseling to terminally ill persons.
Hurricane
A tropical storm marked by extremely low barometric pressure and circular winds with a velocity of 75 miles an hour or more.
Hazard
Condition that creates or increases the chance of loss.
Health Maintenance Organization
An organization that provides a wide range of comprehensive health care services for a specified group at a fixed periodic payment. The HMO can be sponsored by the government, medical schools, hospitals, employers, labor unions, consumer groups, insurance companies, and hospital-medical plans.
High-Risk Automobile Insurer
Company that specializes in insuring motorists who have poor driving records, have been canceled, or have been refused insurance (ex: high risk vehicle, commercial use).
Hold-Harmless Clause
Clause written into a contract by which one party agrees to release another party from all legal liability, such as a retailer who agrees to release the manufacturer from legal liability if the product injures someone.
Homeowners Policy
A package of insurance providing homeowners with a broad range of property and liability coverages.
Hospice
Health care facility providing medical care and support services such as counseling to terminally ill persons.
Hurricane
A tropical storm marked by extremely low barometric pressure and circular winds with a velocity of 75 miles an hour or more.
Insurance Information (cont'd)
Qualification Period
The period during which the insured must be totally disabled before becoming eligible for residual disability benefits.
Qualified Impairment Insurance
A form of substandard or special class insurance, which restricts benefits for the insured person's particular condition.
Qualified Plan
A plan which the Internal Revenue Service approves as meeting the requirements of Section 401(a) of the 1954 Internal Revenue Code. Such plans receive tax advantages.
Qualified terminable interest property
A category of property, created by the Economic Recovery Tax Act, which by a deceased spouse's will entitles the surviving spouse to all income from the property for life, with that income payable at least annually, and precludes anyone including the spouse from appointing the property to anyone else during the spouse's life.
Qualification Period
The period during which the insured must be totally disabled before becoming eligible for residual disability benefits.
Qualified Impairment Insurance
A form of substandard or special class insurance, which restricts benefits for the insured person's particular condition.
Qualified Plan
A plan which the Internal Revenue Service approves as meeting the requirements of Section 401(a) of the 1954 Internal Revenue Code. Such plans receive tax advantages.
Qualified terminable interest property
A category of property, created by the Economic Recovery Tax Act, which by a deceased spouse's will entitles the surviving spouse to all income from the property for life, with that income payable at least annually, and precludes anyone including the spouse from appointing the property to anyone else during the spouse's life.
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